Debt is Real, But It Doesn’t Have To Be Your Reality
Start today to make your financial future one of clarity and relief.
Everyone faces challenges on the road to achieving their goals and at CCCSMD, we understand that every person’s situation is unique. Our NFCC Certified Financial Advocates can help you overcome financial challenges and recommend tailored solutions so you and your family can live your best lives!
CCCSMD does not lend money.
Our certified Financial Advocates work in partnership with you to review your unique financial situation and identify options and strategies specific to your needs.
Our certified, HUD-approved financial advocates will support you at every stage of your home-buying journey.
Understand your credit report, how your report impacts your ability to obtain credit at reasonable terms, and how to build a healthy credit history.
I have been working with CCCSMD over the past three years. This has been a great service which has allowed me to pay down my outstanding debt […] In the next two months, all of my outstanding debt will be completely paid off!
I want to thank CCCSMD for providing this service, not only for myself, but for the thousands of us who, for one reason or another, find themselves in more debt than they can comfortably pay off while they still continue to pay for rent, car payments, groceries, etc. It is scary to know this can happen, for a variety of reasons, sometimes not your own fault (illness, medical bills, lay off at work, loss of spouse for any number of reasons) and thankfully you are there to help us get back on our feet and find our ways in a way too credit friendly world. I highly recommend CCCSMD to anyone struggling with debt. I know all too well It can be a very scary place.
Again, thanks so much for your assistance and support over the last three plus years.
I didn’t believe I had the money to pay my debt off. (My Financial Advocate) showed me where I could reduce some of my expenses and put more money towards becoming financially secure.
All I could think about were my bills. I felt like I was on a never-ending treadmill. Now that I have a realistic budget, I’m finally gaining traction on paying off my debt.
I have a lot better understanding of my financial situation. I can see now where I was making some mistakes, but my counselor helped me fix them.
Diversity, Equity, and Inclusion are at the heart of our Mission, Vision and Values. CCCSMD promotes fair treatment, opportunity, access, and advancement for all – regardless of race, color, gender, religion, age, national origin, sexual orientation, marital status, disability, and other classifications protected by applicable law. We strive to create an inclusive workplace that celebrates and values diversity and reflects the communities we serve.