Let Us Guide You on the Path toward a Brighter Financial Future

Finding your way on the road to financial fitness can seem overwhelming. To solve financial challenges and reach your goals, you need a trusted partner who genuinely cares about your financial wellbeing.

CCCSMD is Respected, Reputable, and Reliable

Since 1966, CCCSMD has guided thousands of people just like you on the journey to financial freedom.

And, as a nonprofit agency, we put people over profits. Our funding comes from community and civic organizations, creditors, and businesses. We do not lend money or settle debts, and we are not a collection agency. Services are available nationwide online and by telephone. In-person counseling is available at our branch locations in Maryland and Delaware.

“CCCSMD’s core values are so evident. They are respectful, and certainly demonstrated integrity in what they did and how the interacted with me. They are so dedicated to making my program work.”

– CCCSMD Client

“High Touch, High Trust” Defines Our Client Relationships

We know our business inside and out. Our expert Financial Advocates give you the knowledge, tools, advice, and support you need to be financially independent—now and in the future. We work with you in person, on the phone, online, and at community education events to show you how to take charge of your finances.

CCCSMD accommodates individuals with vision, hearing, or speech disabilities, by providing basis translators, sign language services, or other communication methods for deaf or hearing impaired individuals, or those who are blind or have low vision.

93% of respondents to our 2016 Customer Satisfaction Survey indicated that they were very satisifed or satisfied with their counseling session.

Our Mission

To help stabilize communities by creating hope and promoting economic self-sufficiency to individuals and families through financial education and counseling.