Tools to help you
on your financial journey

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With LifeCents, you’ll have the knowledge, skills, and confidence you need to take control of your financial life. LifeCents is an award winning personal financial wellness program that has helped thousands of people reach their goals.

debt monsters

Debt Monsters Quiz

Debt Monsters will help you identify what monster is troubling you in your financial journey and help you solve getting them off your back. Take this quick quiz to learn more about your Debt Monster.


PowerPay is designed to help you go from a debtor to a saver. It gives you the tools to develop a personalized debt elimination plan.

Amortization Calculator

Use the Credit Karma Amortization calculator to see the gradual reduction of debt over a given period of time.

*We’re not affiliated with Credit Karma

Credit Score Simulator

Simulate your Credit Score with Credit Karma’s amazing tool.

*We’re not affiliated with Credit Karma