Most down-payment and closing-cost assistance programs require you to complete a one-on-one counseling session upon completion of the workshop or course. We can help you create a plan and a budget to get you on the road to homeownership. We can review your credit report with you and we can guide you on steps that may assist you in resolving errors. CCCSMD is approved by the Department of Housing and Urban Development (HUD).
Interested in buying a home? Join CCCSMD, a HUD-approved housing counseling agency, for our virtual 1st Time Homebuyer Workshop. The workshop covers all the elements of the home buying process from financial preparation and credit review to mortgage financing and closing.
Interested in a Reverse Mortgage?
If you are a homeowner over 62 years of age and are considering a Home Equity Conversion Mortgage, make an appointment with one of our certified Financial Advocates to review your personal situation. We can help you understand how a HECM works, including the benefits and requirements, and recommend the best option for you. Call 800-642-2227 to make an appointment.