Pre-purchase Counseling
Join us for a Pre-Purchase Workshop
CCCSMD’s certified housing Financial Advocates help you understand the home buying process and prepare for homeownership. To get started, register for either a group workshop or the online course. Then you’ll meet with a Financial Advocate for a one-on-one discussion of your unique financial situation and develop an action plan for the home buying process. Together the workshop/online course and one-on-one counseling may qualify you for a number of downpayment, closing cost, and affordable mortgage assistance.
Join CCCSMD, a HUD-approved housing counseling agency, to learn how to shop for a house, review budget considerations, mortgages, down payments, and other things you need to know for successful (and less stressful!) homeownership. Workshop fees may be covered by your lender. Florida downpayment assistance programs require workshop attendance.
Pre-Purchase Online Courses
You can take an online course that will show you how to shop for a home, get a mortgage loan, and maintain your new home. Online courses can be completed at your convenience. Make certain before enrolling in a course that you are aware of your loan program’s requirements.
CCCSMD has merged with Money Management International (MMI). You will be taken to MMI’s website to view available courses.
Pre-Purchase One-on-One Counseling
Depending on your loan program, you may be required to receive one-on-one pre-purchase counseling from a live counselor. Our financial experts meet with you to develop your home buying plan. We talk with you about what you can afford, budgeting, saving, and your mortgage options. We can help you review your credit report and look at possibilities to resolve credit issues that could affect getting a loan.
To make an appointment, call 1-800-642-2227. Please note, CCCSMD has merged with MMI. Your call will be transferred to an MMI representative.