Tag Archive for: Credit Counseling

Top 5 Methods for Bankruptcy Prevention

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Something urgent came up.  Someone got sick.  Something broke down. Someone lost their job.  Someone encouraged you to buy those new shoes you had to have! Then $100 of credit card debt turned into $500, and $500 turned into $1,000.  Before you knew it, your family was thousands of dollars in debt trying to recover from unforeseen circumstances. 

Evading and Escaping the Credit Card Trap

When used responsibly, credit cards can be very convenient and useful financial management tools. The various perks, including travel rewards, are hard to ignore; and the cash back rewards are truly free money! Credit cards also offer excellent security and protection against fraud.
What is credit counseling

What is Credit Counseling?

Understanding your credit, working towards financial goals, paying debt obligations, and having an awareness of your monthly income and expenses are all part of your financial wellbeing. And, your financial wellbeing impacts every facet of your…
financial counseling

How Do I Find a Reputable Credit Counselor or Financial Advocate?

Maryland has one of the highest individual debt-to-income ratios in the United States, which is partially due to rising student debt as well as the cost of living with Maryland ranking as the 7th most expensive State to live in. That is understandably…