We Have Exciting News!

We now offer online counseling! Simply create an account, securely share your information, and a Financial Advocate will provide you a recommendation for financial success! Click below to register for our new portal.

Get Started Online Today!

Are you ready to
improve your financial health?

Everyone faces challenges on the road to achieving their goals and at CCCSMD, we understand that every person’s situation is unique. Our NFCC Certified Financial Advocates can help you overcome financial challenges and recommend tailored solutions so you and your family can live your best lives!

Debt and Credit Help

Mortgage Help

Online Courses

CCCSMD does not lend money.

Get help today with…

Debt Management Solutions

Our certified Financial Advocates work in partnership with you to review your unique financial situation and identify options and strategies specific to your needs.

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Homebuyer Workshops

Our certified, HUD-approved financial advocates will support you at every stage of your home-buying journey.

Credit Report Review

Understand your credit report, how your report impacts your ability to obtain credit at reasonable terms, and how to build a healthy credit history.

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What our clients are saying

I have been working with CCCSMD over the past three years. This has been a great service which has allowed me to pay down my outstanding debt […] In the next two months, all of my outstanding debt will be completely paid off!

I want to thank CCCSMD for providing this service, not only for myself, but for the thousands of us who, for one reason or another, find themselves in more debt than they can comfortably pay off while they still continue to pay for rent, car payments, groceries, etc. It is scary to know this can happen, for a variety of reasons, sometimes not your own fault (illness, medical bills, lay off at work, loss of spouse for any number of reasons) and thankfully you are there to help us get back on our feet and find our ways in a way too credit friendly world. I highly recommend CCCSMD to anyone struggling with debt. I know all too well It can be a very scary place.

Again, thanks so much for your assistance and support over the last three plus years.

Susan H.

I didn’t believe I had the money to pay my debt off. (My Financial Advocate) showed me where I could reduce some of my expenses and put more money towards becoming financially secure.

April

All I could think about were my bills. I felt like I was on a never-ending treadmill. Now that I have a realistic budget, I’m finally gaining traction on paying off my debt.

Devon

I have a lot better understanding of my financial situation. I can see now where I was making some mistakes, but my counselor helped me fix them.

Taliah

Diversity, Equity, and Inclusion are at the heart of our Mission, Vision and Values. CCCSMD promotes fair treatment, opportunity, access, and advancement for all – regardless of race, color, gender, religion, age, national origin, sexual orientation, marital status, disability, and other classifications protected by applicable law. We strive to create an inclusive workplace that celebrates and values diversity and reflects the communities we serve.

Latest News from CCCSMD

Financial Empowerment for Seniors: Strategies to Secure a Stable Financial Future

Article, Media

Retirement marks a pivotal milestone in an individual's life. It's a period filled with opportunities for relaxation, travel, pursuing hobbies, and spending time with loved ones. However, to ensure that this chapter is as enjoyable and stress-free as it should be, financial empowerment is crucial. Here are some strategies that can equip seniors with the knowledge and tools to secure a stable financial future.

Helene Raynaud, CEO and president of Consumer Credit Counseling Service of Maryland and Delaware, a nonprofit offering debt relief programs. (Kim Hairston/Baltimore Sun)

“Maryland consumers struggle under the weight of credit card debt amid high inflation and interest rates” via Baltimore Sun

Article, Media

CCCSMD was recently featured in a Baltimore Sun article exploring how Maryland consumers are struggling under the weight of credit card debt amid high inflation and interest rates.

CCCSMD Celebrated Financial Literacy Month!

Uncategorized

The month of April is one of our favorites because it’s Financial Literacy Month! Last month, our staff and volunteers had their schedules jam packed bringing education and consumer awareness to the communities we serve.

Upcoming Events at CCCSMD

September 26, 2023, 12:00 pm - 1:00 pm

Online

October 14, 2023, 9:00 am - 5:00 pm

Online

October 21, 2023, 11:30 am - 3:30 pm

George Mullen Activity Center

Donating To Our Cause

Your generosity allows us to provide free or low-cost education and counseling services to individuals and families in need of financial guidance.

Make a Donation

Don’t wait, financial peace of mind starts with a call to 1-800-642-2227

We Have Exciting News!

Are you ready to
improve your financial health?