Housing Solutions

Select a Tab Below for More Information on How We Can Help!

Buying or Refinancing a Home?

Pre-Purchase Counseling

Most down-payment and closing-cost assistance programs require you to complete a one-on-one counseling session upon completion of the workshop or course. We can help you create a plan and a budget to get you on the road to homeownership. We can review your credit report with you and we can guide you on steps that may assist you in resolving errors. CCCSMD is approved by the Department of Housing and Urban Development (HUD). Complete the form below to be connected with a housing counselor.

Homebuyer Workshops

Interested in buying a home? Join CCCSMD, a HUD-approved housing counseling agency, for our virtual 1st Time Homebuyer Workshop. The workshop covers all the elements of the home buying process from financial preparation and credit review to mortgage financing and closing.

Interested in a Reverse Mortgage?

If you are a homeowner over 62 years of age and are considering a Home Equity Conversion Mortgage, make an appointment with one of our certified Financial Advocates to review your personal situation. We can help you understand how a HECM works, including the benefits and requirements, and recommend the best option for you. Call 800-642-2227 to make an appointment.

Worried About your Housing Situation?

Have you received a notice of foreclosure?

If you are struggling to pay or have fallen behind on your mortgage, one of our certified Financial Advocates can work with you to review your options and develop a plan to get you on the road to financial security. Complete the form below to be connected with a housing counselor.

Have you received a notice of eviction?

We know that paying rent is hard enough as it is, but when you’re faced with the prospect of losing your apartment or house, life can seem much more stressful than it should. We offer free services that will help prevent eviction and keep your family home. Complete the form below to be connected with a housing counselor.

Contemplating Bankruptcy?

The rules surrounding bankruptcy are complicated. CCCMD’s experts will help you understand what it will mean for your credit score and your employment and explain your options. We’ll help you create a road map to financial stability.

Reverse Mortgage Default Counseling

If you have a reverse mortgage and are concerned it may go into default, one of our certified Financial Advocates can work with you to review your options. Call 800-642-2227 to speak with a Financial Advocate today.

Reach Out Today

Complete the form below to be connected with a housing counselor.

We can’t wait to hear from you!

Take Control of Your Future